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Business & Politics · 5 Intermediate · August 11, 2026

Women Are Better Investors Than Men

Women Are Better Investors Than Men
Photo: Alesia Kozik via Pexels

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Vocabulary

invest /ɪnˈvɛst/ verb
to put money into something to try to make it grow
She decided to invest £5,000 in the stock market.
return /rɪˈtɜrn/ noun
the money you earn from an investment
His investment gave him a good return of 10 percent.
confident /ˈkɑnfɪdənt/ adjective
sure and believing you can do something well
She felt confident about her decision to invest.
comparison /kəmˈpærɪsən/ noun
looking at two things to see how they are the same or different
In comparison, men invest more than women do.
risk /rɪsk/ noun
the chance that something bad might happen
There is always some risk when you invest money.
expert /ˈɛkspɜrt/ noun
a person who knows a lot about a subject
Financial experts say investing early is important.

Article

A woman in the UK started to invest money when she was in her 20s. She put £8,000 into investments and made good money from it. Now people are asking an important question: Are women better at investing than men?

Women Make More Money

Research shows that women often make higher returns on their investments than men do. This means women's money grows faster. However, very few women actually invest. Only about 25 percent of UK women have investments. In comparison, about 40 percent of UK men invest their money.

Why Don't More Women Invest?

Many women say they do not know enough about investing. Some women feel nervous or worried about losing money. Others think investing is too difficult or only for rich people. These feelings stop many women from starting to invest, even though they could be very good at it.

Men Invest More Often

Men invest more than women, but they don't always do better. Men sometimes take bigger risks and make quick decisions. This can lead to bigger losses. Women usually think more carefully about their choices. They plan ahead and do not rush into decisions.

Time to Change

Experts believe more women should try investing. When women start young, they have more time to watch their money grow. The woman who started in her 20s is a good example of success. If more women learned about investing and felt confident, they could build more money for their future.

Discussion Questions

  1. Do you think it is important for people to invest money? Why or why not?
  2. What are some reasons why women might feel nervous about investing?
  3. According to the article, what do women do better than men when they invest?
  4. If you had £8,000, would you invest it? What would you do with the money?
  5. What advice would you give to someone who wants to start investing for the first time?

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